Home Loans and Insurance Services

Helping New Zealanders navigate the journey to homeownership and refinance with expert guidance and personalized solutions for over 12 years.
Financing Solutions
Don’t let financial worries hold you back any longer.
Home Loan
Whether you're a first-home buyer, a property developer, refinancing, or investing, get expert mortgage advice to find the right loan for your goals.
Debt Consolidation
Prevent debt from piling up and start taking control. Debt consolidation replaces high-interest loans with a lower-rate bank loan for easier repayment.
Home Loan
Debt Consolidation
Personal Loan
Business Loan
Car Loan
Insurance Policies

We think ahead to
protect what matters
most to you.
Our Claims:
- Life Insurance
- Trauma Insurance
- Mortgage and Income Protection
- Business Insurance
- Health Insurance

Calculator
Need help working out your repayments and options?
Our calculators help you estimate your loan repayments, determine how much you can afford to borrow, and calculate your loan payoff timeline.
Client Success Stories
EXCELLENT Based on 9 reviews Marianne OlanTrustindex verifies that the original source of the review is Google. Our family got the house of our dreams! ❤️ And this became a reality with the amazing help & guidance of Rowena Sabdao of Life Protector Limited. Rowena is indeed a very passionate mortgage advisor. Her financial knowledge & undeniable interpersonal skills brought us to where we are right now. She took a proactive approach on our journey to our lovely home. Rowena does not only have an extensive knowledge of NZ home loan system but also understood the needs and potentials of her clients. And we experienced this first hand. Her services was beyond what was expected. Easy to communicate, patiently & thoroughly explained every step of our way. For your Home Loans, Insurance Services or Financial Advise, we highly recommend Rowena Sabdao and Life Protector Limited. Chandy Borja-DianoTrustindex verifies that the original source of the review is Google. Ms Rowena Sabdao was incredibly knowledgeable and guided us through every step of the mortgage process with patience and clarity. She found the best deal for our situation and ensured we understood all our options. Our family's really grateful for her help and assistance. We highly recommend Ms Sabdao and Life Protector Limited! Glenn ReyesTrustindex verifies that the original source of the review is Google. Kind and reliable, proud to recommend to my friends 🧡 Elvie B. AdanzaTrustindex verifies that the original source of the review is Google. Our family would like to thank you life protector limited for helping us achieve our dream of owning a house, from buying to recently refinancing. The help and support have been never ending from the start of application up to the approval of the mortgage refinance. To any other families out there looking to buy their first home, I highly recommend life protector limited ( Mrs Rowena Sabdao) as your go to choice! Filomeno ReyesTrustindex verifies that the original source of the review is Google. Reliable and down to earth people especially Ms Rowena Nilo TayagTrustindex verifies that the original source of the review is Google. “I recently filed a claim with Life Protected Limited and i was amazed at how fast and efficient the process was. From submission to approval, everything was handled professionally and without unnecessary delays. Rowena was friendly, responsive and kept me updated at every step. I appreciate her dedication to customer satisfaction and highly recommend her service to anyone looking for a reliable insurance provider “ Nawa Fuaisiva SaniTrustindex verifies that the original source of the review is Google. Very good customer service.! AL LanTrustindex verifies that the original source of the review is Google. Over all excellent adviser. Highly recomended.ThanksVerified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Stuck? Let us help
Are you an existing client needing assistance?
From updating details to managing your finance and policy, if you have questions, then I’ve got the answers.

Why Choose Us?
No matter how complex
We’re here to help make your financial goals a reality.

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Every client’s situation is unique, so we take the time to assess your needs and develop a tailored solution. -
We simplify and streamline the loan and insurance process, ensuring a smooth and enjoyable experience. -
With over 14 years in the mortgage and insurance industry, we have the knowledge and connections to deliver results. -
We also offer debt consolidation, personal and business loans, car loans, and KiwiSaver referrals.