Our Mission
We make it our mission to simplify
mortgage and insurance solutions for you.
We are committed to guiding our clients through the complexities of mortgage and insurance
solutions with a personalized, stress-free approach. Whether you are purchasing your first
home, consolidating debts, or planning for the future, we provide expert advice
and structured financial plans to help you achieve your goals.

Even if you’re not ready now, we’ll work with you to create a roadmap to success.
Our Unique Approach
Unlike traditional advisers, we don’t just process applications—we take the time to educate and empower you. We use a thorough financial assessment, leveraging multiple lender options to find the best loan structure for your situation. For insurance, we create a comprehensive profile to protect you and your family’s future.
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At Life Protector Limited, we believe that homeownership and financial security should be within reach for everyone—no matter how complicated the journey may seem. We specialize in helping first-home buyers, families with financial challenges, and even middle-aged individuals who feel they may be "too old" for a home loan. -
We don’t just close deals—we build lifelong relationships. Our clients appreciate our honesty, professionalism, and dedication. We conduct regular mortgage and insurance reviews to ensure they stay on track with their financial goals. As a result, many of our satisfied clients confidently refer their friends and family to us. -
No matter how complex your financial situation may seem, we’re here to help. Whether you need a mortgage, insurance, debt restructuring, or a long-term financial plan, we’ll guide you every step of the way. -
Led by Rowena T. Sabdao, a mortgage and insurance adviser with a strong background in IT, sales, and financial planning, our team is growing to better serve our clients. We have offshore and office admins supporting our operations, and we plan to expand further into specialized areas like personal loans, KiwiSaver, home loans, and insurance services. Beyond business, we are passionate about giving back. As active members of Couples for Christ, we support educational sponsorships for underprivileged children in the Philippines, helping them achieve their dreams. -
No matter how complex your financial situation may seem, we’re here to help. Whether you need a mortgage, insurance, debt restructuring, or a long-term financial plan, we’ll guide you every step of the way.